Whether or not you might be simply beginning your pupil mortgage journey or have been coping with pupil mortgage debt for many years, you should utilize NCLC’s newly created Scholar Mortgage Toolkit that will help you take cost of your pupil mortgage state of affairs and transfer ahead. Obtain the toolkit right now!
The Toolkit explains the fundamentals of the coed mortgage system, the best way to assess your individual pupil mortgage state of affairs, and your choices for managing your pupil mortgage debt. It contains fillable pages the place you’ll be able to document your individual pupil mortgage data that will help you work via your state of affairs and observe your progress towards changing into debt-free. Lastly, the Toolkit contains data on how and when to get further assist together with your pupil loans, in addition to different helpful sources.
Whereas the Toolkit is addressed to pupil mortgage debtors, it will also be utilized by monetary counselors, authorized assist attorneys, and different advocates who work with individuals with pupil mortgage debt. The content material is helpful as a useful resource to debtors, counselors, and attorneys alike, and the fillable pages can be utilized to information conferences with debtors, accumulate key data, and doc data for the borrower to refer again to as wanted.
The Toolkit was tailored from the Nationwide Client Legislation Middle’s guide, Surviving Debt. Surviving Debt has been a number one useful resource for practically 30 years, offering sensible recommendation on the best way to cope with crushing debt of every kind. Surviving Debt is out there without cost on-line at library.nclc.org/guide/surviving-debt. It’s also possible to buy a print copy at library.nclc.org/SD/subscribe.
NCLC’s Toolkit and the Launch of the DFPI Scholar Mortgage Empowerment Community in California
NCLC created this Toolkit as a part of an essential new initiative launched this month to empower debtors and broaden entry to free pupil mortgage assist in California. This initiative, led by the California Division of Monetary Safety and Innovation (DFPI), has created a brand new Scholar Mortgage Empowerment (SLE) Community. The SLE Community connects California pupil mortgage debtors with free professional, trusted and personalised assist that may break the detrimental cycles of debt and generational poverty. The SLE Community organizations are community-based and authorized assist organizations that present free monetary teaching and authorized help, together with assist signing up for income-driven compensation plans and making use of for federal pupil mortgage forgiveness packages. NCLC, because the SLE Community Coaching and High quality Assurance companion, has developed the Scholar Mortgage Toolkit in collaboration with and assist from DFPI.
For extra details about the SLE Community, or to request assist (for debtors in California), go to studentloanhelp.dfpi.ca.gov or name (888) 774-2227.
