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HomeLife InsuranceThe Worst Cities for Retirement Stress

The Worst Cities for Retirement Stress


Some cities that sound like nice locations to retire might value an excessive amount of for the older individuals who reside there and will present poor help companies.

That’s one takeaway from a easy U.S. metropolitan space retirement stress rating we created utilizing a mixture of the U.S. Census Bureau’s 2022 American Neighborhood Survey revenue, housing and geographical mobility and 2020 well being information and well being information from the U.S. Facilities for Illness Management and Prevention’s Behavioral Threat Issue Surveillance System.

In our index, decrease scores had been higher than greater scores. The 90 metropolitan areas we rated obtained stress scores starting from 14.3, within the Salisbury, Maryland, space, which has been exhibiting up on many lists of retiree magnets, as much as greater than 70 in two locations within the Midwest.

For a take a look at the 12 metropolitan areas with the worst scores, see the gallery above.

For a choice of the information used to compile the stress scores for all 90 communities, see the desk beneath.

What it means: All of us have our personal concepts of what could be a pleasant place to reside. You need to use Census Bureau information, CDC information and your favourite spreadsheet bundle to create personalised retirement group rankings and guides on your purchasers.

Methodology: We first compiled information for every space’s total revenue, retirement revenue, median housing prices and share of older residents who lease and spend greater than 30% of family revenue on lease.

To get a well being standing indicator for older folks that’s accessible on the metropolitan statistical space stage, we used the CDC’s statistics on the share of individuals ages 65 and older who lack pure tooth.

Some individuals who lose their tooth might merely be unfortunate, however excessive charges of lack of all tooth in a group could also be an indication of issues with that group’s well being care companies and different help companies.

We ranked every group from 1 to 90 for every indicator included, with 1 being the most effective rating and 90 the worst, then got here up with the stress scores by averaging the rankings.

For the share of older residents who’ve moved to the group not too long ago, revenue and the ratio of retirement revenue to common group revenue, the areas with the very best numbers ranked No. 1.

For housing prices, the ratio of housing prices to revenue and the share of older residents with no pure tooth, the communities with the bottom numbers ranked No. 1.

We included all metropolitan areas that had full units of information within the Census Bureau revenue, housing and geographical mobility tables and information on lack of pure tooth within the CDC’s 2020 survey outcomes.

Retirement Stress Scores by Metro Space

Metropolitan Space Inhabitants Moved in From Out of State in Previous Yr Imply Retirement Earnings Ratio of Imply Retirement Earnings to Imply Earnings Proportion of Adults Ages 60+ With Lease Over 30% of Family Earnings Median Lease for Residents Ages 60+ Ratio of Median Lease for  Residents Ages 60+ to Imply Retirement Earnings Proportion of Adults Ages 65+ With No Pure Tooth Stress Rating
Akron, OH.. ..700,578.. ..0.8%.. ..$29,971.. ..31.8%.. ..52.6%.. ..$862.. ..34.5%.. ..16.7%.. ..48.0..
Albany-Schenectady-Troy, NY.. ..901,729.. ..0.5%.. ..$35,487.. ..33.4%.. ..52.9%.. ..$1,055.. ..35.7%.. ..13.9%.. ..42.3..
Albuquerque, NM.. ..915,968.. ..1.9%.. ..$33,045.. ..38.3%.. ..52.7%.. ..$908.. ..33.0%.. ..12.1%.. ..23.8..
Anchorage, AK.. ..399,335.. ..1.4%.. ..$44,122.. ..37.4%.. ..53.5%.. ..$1,112.. ..30.2%.. ..12.2%.. ..22.7..
Atlanta-Sandy Springs-Alpharetta, GA.. ..    6,094,752.. ..1.5%.. ..$32,258.. ..28.3%.. ..55.7%.. ..$1,181.. ..43.9%.. ..14.1%.. ..54.7..
Augusta-Richmond County, GA-SC.. ..612,898.. ..1.7%.. ..$29,071.. ..34.2%.. ..47.8%.. ..$872.. ..36.0%.. ..17.1%.. ..37.3..
Austin-Spherical Rock-Georgetown, TX.. ..    2,296,377.. ..1.9%.. ..$36,201.. ..29.0%.. ..57.7%.. ..$1,368.. ..45.3%.. ..9.8%.. ..43.8..
Baltimore-Columbia-Towson, MD.. ..    2,840,005.. ..0.9%.. ..$37,047.. ..29.8%.. ..54.2%.. ..$1,201.. ..38.9%.. ..9.3%.. ..41.3..
Baton Rouge, LA.. ..869,755.. ..0.7%.. ..$30,961.. ..32.8%.. ..49.7%.. ..$882.. ..34.2%.. ..16.7%.. ..41.7..
Billings, MT.. ..185,147.. ..2.1%.. ..$25,694.. ..26.2%.. ..55.3%.. ..$973.. ..45.4%.. ..13.5%.. ..63.8..
Birmingham-Hoover, AL.. ..    1,114,368.. ..0.9%.. ..$30,201.. ..31.5%.. ..49.4%.. ..$912.. ..36.2%.. ..13.8%.. ..42.2..
Bismarck, ND.. ..133,467.. ..0.7%.. ..$32,802.. ..31.1%.. ..52.9%.. ..$927.. ..33.9%.. ..9.2%.. ..35.3..
Boise Metropolis, ID.. ..771,602.. ..3.6%.. ..$29,589.. ..28.7%.. ..51.9%.. ..$1,102.. ..44.7%.. ..11.0%.. ..44.7..
Buffalo-Cheektowaga, NY.. ..    1,163,462.. ..0.5%.. ..$27,844.. ..31.0%.. ..53.7%.. ..$850.. ..36.6%.. ..11.4%.. ..53.8..
Burlington-South Burlington, VT.. ..225,745.. ..2.2%.. ..$30,626.. ..28.1%.. ..53.7%.. ..$1,112.. ..43.6%.. ..13.5%.. ..50.7..
Cedar Rapids, IA.. ..275,693.. ..0.6%.. ..$26,783.. ..27.4%.. ..45.7%.. ..$729.. ..32.7%.. ..8.4%.. ..42.3..
Charleston, WV.. ..257,927.. ..0.5%.. ..$25,147.. ..32.8%.. ..44.0%.. ..$708.. ..33.8%.. ..21.4%.. ..51.0..
Charleston-North Charleston, SC.. ..803,398.. ..2.4%.. ..$33,529.. ..30.8%.. ..53.2%.. ..$1,292.. ..46.2%.. ..14.6%.. ..45.5..
Charlotte-Harmony-Gastonia, NC-SC.. ..    2,668,688.. ..2.3%.. ..$28,963.. ..26.8%.. ..53.6%.. ..$1,071.. ..44.4%.. ..12.5%.. ..54.7..
Chicago-Naperville-Elgin, IL-IN-WI.. ..    9,566,955.. ..0.6%.. ..$35,756.. ..30.2%.. ..55.2%.. ..$1,064.. ..35.7%.. ..11.6%.. ..44.5..
Cincinnati, OH-KY-IN.. ..    2,253,528.. ..1.2%.. ..$31,427.. ..30.6%.. ..51.0%.. ..$844.. ..32.2%.. ..18.0%.. ..41.8..
Cleveland-Elyria, OH.. ..    2,079,759.. ..0.7%.. ..$29,910.. ..32.0%.. ..53.3%.. ..$840.. ..33.7%.. ..15.0%.. ..47.0..
Colorado Springs, CO.. ..755,081.. ..2.6%.. ..$38,010.. ..35.7%.. ..58.1%.. ..$1,232.. ..38.9%.. ..9.8%.. ..27.5..
Columbus, OH.. ..    2,137,223.. ..1.0%.. ..$33,965.. ..32.7%.. ..51.0%.. ..$969.. ..34.2%.. ..11.8%.. ..31.5..
Davenport-Moline-Rock Island, IA-IL.. ..382,983.. ..1.0%.. ..$31,596.. ..35.3%.. ..51.8%.. ..$777.. ..29.5%.. ..25.0%.. ..39.0..
Dayton-Kettering, OH.. ..812,506.. ..0.9%.. ..$31,887.. ..36.1%.. ..52.0%.. ..$826.. ..31.1%.. ..14.7%.. ..34.7..
Denver-Aurora-Lakewood, CO.. ..    2,959,386.. ..1.7%.. ..$36,834.. ..28.7%.. ..60.5%.. ..$1,445.. ..47.1%.. ..9.0%.. ..47.7..
Des Moines-West Des Moines, IA.. ..711,490.. ..1.2%.. ..$28,459.. ..27.1%.. ..50.2%.. ..$911.. ..38.4%.. ..11.2%.. ..49.2..
Duluth, MN-WI.. ..291,491.. ..1.0%.. ..$30,059.. ..34.8%.. ..48.5%.. ..$795.. ..31.7%.. ..11.3%.. ..27.5..
Fargo, ND-MN.. ..251,635.. ..2.1%.. ..$27,214.. ..27.5%.. ..50.3%.. ..$936.. ..41.3%.. ..10.2%.. ..47.5..
Fayetteville-Springdale-Rogers, AR.. ..550,596.. ..2.5%.. ..$27,727.. ..27.1%.. ..48.5%.. ..$881.. ..38.1%.. ..20.1%.. ..53.7..
Grand Island, NE.. ..         76,726.. ..0.4%.. ..$22,320.. ..27.3%.. ..48.4%.. ..$773.. ..41.6%.. ..12.0%.. ..63.7..
Grand Rapids-Kentwood, MI.. ..    1,087,068.. ..0.6%.. ..$25,699.. ..25.8%.. ..55.8%.. ..$911.. ..42.5%.. ..11.5%.. ..70.3..
Greenville-Anderson, SC.. ..931,405.. ..1.9%.. ..$26,474.. ..28.9%.. ..52.1%.. ..$904.. ..41.0%.. ..15.2%.. ..57.8..
Gulfport-Biloxi, MS.. ..416,839.. ..2.9%.. ..$28,095.. ..36.0%.. ..48.3%.. ..$865.. ..36.9%.. ..14.9%.. ..33.8..
Hagerstown-Martinsburg, MD-WV.. ..295,165.. ..2.6%.. ..$28,131.. ..30.8%.. ..41.9%.. ..$873.. ..37.2%.. ..18.3%.. ..40.3..
Hartford-East Hartford-Middletown, CT.. ..    1,215,703.. ..1.1%.. ..$35,807.. ..30.0%.. ..55.2%.. ..$1,073.. ..36.0%.. ..9.4%.. ..37.3..
Huntington-Ashland, WV-KY-OH.. ..359,005.. ..1.2%.. ..$27,221.. ..35.7%.. ..43.7%.. ..$710.. ..31.3%.. ..18.7%.. ..36.2..
Idaho Falls, ID.. ..158,478.. ..3.2%.. ..$27,916.. ..29.8%.. ..38.1%.. ..$942.. ..40.5%.. ..14.6%.. ..42.0..
Indianapolis-Carmel-Anderson, IN.. ..    2,109,957.. ..0.9%.. ..$25,470.. ..25.2%.. ..57.2%.. ..$940.. ..44.3%.. ..16.2%.. ..76.5..
Jackson, MS.. ..591,397.. ..0.8%.. ..$28,563.. ..33.8%.. ..51.3%.. ..$849.. ..35.7%.. ..18.2%.. ..49.2..
Jacksonville, FL.. ..    1,613,587.. ..2.3%.. ..$34,084.. ..33.9%.. ..55.7%.. ..$1,151.. ..40.5%.. ..17.3%.. ..43.7..
Kansas Metropolis, MO-KS.. ..    2,190,750.. ..1.5%.. ..$30,245.. ..29.0%.. ..52.1%.. ..$1,015.. ..40.3%.. ..13.0%.. ..48.3..
Knoxville, TN.. ..884,359.. ..1.8%.. ..$30,425.. ..33.7%.. ..46.5%.. ..$866.. ..34.2%.. ..19.5%.. ..32.7..
Lafayette, LA.. ..479,865.. ..0.7%.. ..$25,703.. ..31.0%.. ..46.2%.. ..$773.. ..36.1%.. ..21.7%.. ..54.5..
Lincoln, NE.. ..339,707.. ..0.9%.. ..$29,844.. ..31.5%.. ..44.5%.. ..$891.. ..35.8%.. ..7.5%.. ..30.8..
Little Rock-North Little Rock-Conway, AR.. ..749,290.. ..1.3%.. ..$27,790.. ..31.6%.. ..50.7%.. ..$883.. ..38.1%.. ..15.2%.. ..49.5..
Los Angeles-Lengthy Seaside-Anaheim, CA.. ..  13,111,917.. ..0.4%.. ..$38,818.. ..30.7%.. ..60.8%.. ..$1,524.. ..47.1%.. ..9.9%.. ..55.0..
Louisville/Jefferson County, KY-IN.. ..    1,282,588.. ..1.2%.. ..$27,935.. ..29.4%.. ..47.8%.. ..$884.. ..38.0%.. ..12.3%.. ..45.5..
Memphis, TN-MS-AR.. ..    1,335,804.. ..1.2%.. ..$29,075.. ..32.5%.. ..54.8%.. ..$901.. ..37.2%.. ..19.4%.. ..52.8..
Miami-Fort Lauderdale-Pompano Seaside, FL.. ..    6,123,949.. ..1.4%.. ..$35,187.. ..34.1%.. ..62.6%.. ..$1,346.. ..45.9%.. ..14.3%.. ..49.3..
Milwaukee-Waukesha, WI.. ..    1,568,940.. ..0.6%.. ..$29,439.. ..29.4%.. ..57.8%.. ..$976.. ..39.8%.. ..13.1%.. ..62.5..
Minneapolis-St. Paul-Bloomington, MN-WI.. ..    3,678,328.. ..0.8%.. ..$32,185.. ..26.0%.. ..58.3%.. ..$1,190.. ..44.4%.. ..6.9%.. ..56.7..
Cellular, AL.. ..429,312.. ..1.6%.. ..$25,186.. ..33.3%.. ..47.3%.. ..$818.. ..39.0%.. ..22.5%.. ..49.7..
Nashville-Davidson–Murfreesboro–Franklin, TN.. ..    1,990,873.. ..2.0%.. ..$27,473.. ..25.3%.. ..50.6%.. ..$1,075.. ..47.0%.. ..16.0%.. ..61.5..
New Orleans-Metairie, LA.. ..    1,264,357.. ..1.0%.. ..$29,349.. ..32.6%.. ..56.4%.. ..$978.. ..40.0%.. ..10.8%.. ..48.7..
New York-Newark-Jersey Metropolis, NY-NJ-PA Metro Space.. ..  19,908,595.. ..0.0%.. ..$36,614.. ..26.5%.. ..56.0%.. ..$1,289.. ..42.2%.. ..11.1%.. ..58.5..
Ogden-Clearfield, UT.. ..696,650.. ..1.1%.. ..$34,105.. ..30.6%.. ..50.8%.. ..$1,060.. ..37.3%.. ..9.9%.. ..34.8..
Oklahoma Metropolis, OK.. ..    1,428,923.. ..1.3%.. ..$30,097.. ..32.5%.. ..48.6%.. ..$881.. ..35.1%.. ..12.5%.. ..34.0..
Omaha-Council Bluffs, NE-IA.. ..966,688.. ..1.4%.. ..$28,939.. ..27.3%.. ..55.1%.. ..$977.. ..40.5%.. ..10.0%.. ..53.3..
Orlando-Kissimmee-Sanford, FL.. ..    2,679,298.. ..2.4%.. ..$30,020.. ..30.4%.. ..60.4%.. ..$1,283.. ..51.3%.. ..17.2%.. ..60.0..
Phoenix-Mesa-Chandler, AZ.. ..    4,864,209.. ..3.2%.. ..$32,287.. ..30.1%.. ..56.6%.. ..$1,292.. ..48.0%.. ..13.2%.. ..48.8..
Pittsburgh, PA.. ..    2,365,501.. ..0.6%.. ..$26,750.. ..27.4%.. ..46.6%.. ..$782.. ..35.1%.. ..16.8%.. ..56.8..
Portland-South Portland, ME.. ..552,916.. ..2.5%.. ..$32,202.. ..29.4%.. ..47.8%.. ..$1,017.. ..37.9%.. ..8.5%.. ..27.5..
Portland-Vancouver-Hillsboro, OR-WA.. ..    2,505,312.. ..1.9%.. ..$34,259.. ..28.8%.. ..59.3%.. ..$1,359.. ..47.6%.. ..9.8%.. ..48.2..
Windfall-Warwick, RI-MA.. ..    1,670,949.. ..1.1%.. ..$30,443.. ..28.7%.. ..50.9%.. ..$921.. ..36.3%.. ..13.4%.. ..46.2..
Provo-Orem, UT.. ..677,964.. ..1.8%.. ..$32,366.. ..27.9%.. ..51.1%.. ..$1,250.. ..46.3%.. ..7.5%.. ..41.5..
Speedy Metropolis, SD.. ..140,356.. ..1.4%.. ..$28,638.. ..31.6%.. ..49.4%.. ..$787.. ..33.0%.. ..15.1%.. ..39.3..
Reno, NV.. ..490,769.. ..2.9%.. ..$41,133.. ..37.1%.. ..57.5%.. ..$1,203.. ..35.1%.. ..10.5%.. ..22.5..
Richmond, VA.. ..    1,316,145.. ..1.0%.. ..$33,179.. ..30.4%.. ..57.3%.. ..$1,164.. ..42.1%.. ..11.7%.. ..50.7..
Rochester, NY.. ..    1,086,859.. ..0.5%.. ..$28,691.. ..30.2%.. ..56.7%.. ..$940.. ..39.3%.. ..15.0%.. ..66.0..
Salem, OR.. ..433,415.. ..1.7%.. ..$34,568.. ..37.0%.. ..61.5%.. ..$1,083.. ..37.6%.. ..13.0%.. ..37.7..
Salisbury, MD-DE.. ..421,982.. ..4.1%.. ..$37,179.. ..37.8%.. ..47.3%.. ..$991.. ..32.0%.. ..14.5%.. ..14.3..
Salt Lake Metropolis, UT.. ..    1,254,675.. ..1.4%.. ..$30,959.. ..26.8%.. ..51.7%.. ..$1,177.. ..45.6%.. ..9.8%.. ..49.0..
San Antonio-New Braunfels, TX.. ..    2,570,862.. ..1.2%.. ..$32,979.. ..34.6%.. ..53.8%.. ..$1,032.. ..37.6%.. ..11.7%.. ..36.2..
Sioux Metropolis, IA-NE-SD.. ..149,113.. ..1.6%.. ..$28,313.. ..31.8%.. ..46.2%.. ..$836.. ..35.4%.. ..13.7%.. ..35.7..
Sioux Falls, SD.. ..277,944.. ..1.8%.. ..$27,436.. ..27.3%.. ..47.0%.. ..$879.. ..38.4%.. ..12.0%.. ..46.2..
Spokane-Spokane Valley, WA.. ..585,485.. ..1.5%.. ..$29,197.. ..31.5%.. ..58.9%.. ..$980.. ..40.3%.. ..14.3%.. ..55.2..
Springfield, MA.. ..689,486.. ..0.8%.. ..$31,724.. ..33.7%.. ..55.6%.. ..$841.. ..31.8%.. ..15.3%.. ..43.5..
St. Cloud, MN.. ..199,922.. ..0.7%.. ..$23,476.. ..25.6%.. ..51.4%.. ..$919.. ..47.0%.. ..8.9%.. ..64.0..
St. Louis, MO-IL.. ..    2,813,523.. ..0.8%.. ..$29,853.. ..29.0%.. ..51.4%.. ..$885.. ..35.6%.. ..17.3%.. ..54.2..
Syracuse, NY.. ..658,694.. ..0.6%.. ..$28,522.. ..30.8%.. ..48.1%.. ..$839.. ..35.3%.. ..14.0%.. ..47.2..
Tampa-St. Petersburg-Clearwater, FL.. ..    3,194,310.. ..2.4%.. ..$30,620.. ..32.1%.. ..58.8%.. ..$1,168.. ..45.8%.. ..13.4%.. ..48.5..
Toledo, OH.. ..644,547.. ..0.7%.. ..$29,512.. ..34.6%.. ..48.1%.. ..$788.. ..32.0%.. ..12.0%.. ..33.5..
Topeka, KS.. ..232,995.. ..0.7%.. ..$29,607.. ..34.9%.. ..54.5%.. ..$790.. ..32.0%.. ..14.2%.. ..43.0..
Tulsa, OK.. ..    1,017,724.. ..1.2%.. ..$26,654.. ..29.2%.. ..46.1%.. ..$871.. ..39.2%.. ..20.3%.. ..56.2..
Virginia Seaside-Norfolk-Newport Information, VA-NC.. ..    1,798,025.. ..1.6%.. ..$35,651.. ..35.2%.. ..55.2%.. ..$1,158.. ..39.0%.. ..10.0%.. ..32.0..
Waterloo-Cedar Falls, IA.. ..168,404.. ..1.0%.. ..$26,445.. ..30.0%.. ..51.0%.. ..$763.. ..34.6%.. ..10.4%.. ..45.0..
Wichita, KS.. ..646,794.. ..1.3%.. ..$27,049.. ..30.6%.. ..51.3%.. ..$819.. ..36.3%.. ..11.4%.. ..45.3..
Worcester, MA-CT.. ..975,551.. ..0.6%.. ..$31,891.. ..28.1%.. ..49.8%.. ..$968.. ..36.4%.. ..15.5%.. ..53.0..
Youngstown-Warren-Boardman, OH-PA.. ..540,328.. ..0.8%.. ..$24,114.. ..33.0%.. ..47.9%.. ..$681.. ..33.9%.. ..19.9%.. ..49.5..
  MEDIAN.. ... .... ..$29,971.. ..30.7%.. ..51.9%.. ..$927.. ..37.6%.. ..13.4%.. ....

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