MWR Monetary started as My Guarantee Rewards again in 2013. The corporate is based by Jay Tuerk and Yoni Ashurov.
In 2015 My Guarantee Rewards was rebooted as MWR Life. Along with the unique guarantee plan, MWR Life added a number of further phone-based providers.
I initially figured MWR Monetary was one other reboot. MWR Life nonetheless remains to be working beneath Yoni Ashurov (proper) as President and CEO.
The first distinction between MWR Life in 2015 and in the present day is that it targeted in on low cost journey providers.
In 2021, a prime MWR Life distributor was arrested in Andorra and charged with pyramid fraud associated offenses.
As tracked by SimilarWeb, month-to-month web site visitors to My Guarantee Rewards’ web site is sitting at round ~25,000 visits.
BehindMLM printed its preliminary MWR Life overview in October 2018. Basically MWR Life noticed MWR Life’s monetary subscription service spun off as its personal MLM alternative.
The MWR abbreviation, initially standing for “My Guarantee Rewards”, was additionally changed with “Make Wealth Actual”.
MWR Monetary is headed up by CEO Brian Home, a former Youngevity govt.
We’re additionally noting the current appointment of Invoice Andreoli as President.
Andreoli joins MWR Monetary recent from his transient stint at Richard Smith’s TranzactCard catastrophe.
Each MWR Life and MWR Monetary are primarily based out of Florida within the US.
MWR Monetary’s Merchandise
MWR Monetary markets a $149.97 month-to-month subscription.
MWR Monetary’s subscription offers entry to varied monetary providers, together with:
- debt elimination
- tax discount
- invoice planning
- credit score restoration/enhancement
- “the most effective methods to avoid wasting, develop and shield your cash and property”
MWR Monetary’s Compensation Plan
MWR Monetary’s compensation plan pays on the sale of $149.97 a month subscriptions to retail clients and recruited associates.
MWR Monetary Affiliate Ranks
There are sixteen affiliate ranks inside MWR Monetary’s compensation plan.
Together with their respective qualification standards, they’re as follows:
- Advertising Director – enroll as a MWR Monetary affiliate and refer at the least one buyer
- Govt Director – recruit three Advertising Administrators or larger and refer at the least two clients
- 2 Star Govt Director – have at the least twelve clients throughout your downline
- 3 Star Govt Director – have at the least thirty-six clients throughout your downline
- 4 Star Govt Director – have at the least ninety clients throughout your downline
- 5 Star Govt Director – have at the least 100 and eighty clients throughout your downline
- Regional Director – have at the least 300 clients throughout your downline
- 2 Star Regional Director – have at the least 4 hundred and eighty clients throughout your downline
- 3 Star Regional Director – have at the least seven hundred and fifty clients throughout your downline
- 4 Star Regional Director – have at the least one thousand 200 clients throughout your downline
- 5 Star Regional Director – have at the least one thousand eight hundred clients throughout your downline
- Nationwide Director – have at the least three thousand clients throughout your downline
- Vice Presidential Director – have at the least six thousand clients throughout your downline
- Presidential Director – have at the least twelve thousand clients throughout your downline
- Govt Chairman – have at the least twenty-one thousand clients throughout your downline
- Nationwide Ambassador – have at the least thirty-three thousand clients throughout your downline
MWR Monetary classifies retail clients and recruited affiliate clients the identical. That’s to say, anybody paying $149.97 a month is a buyer.
Referral Commissions
MWR Monetary associates earn $50 per personally referred retail buyer or recruited affiliate.
Residual Commissions
MWR Monetary residual commissions are tied to rank:
- Govt Administrators obtain $5 a day
- 2 Star Govt Administrators obtain $20 a day
- 3 Star Govt Administrators obtain $50 a day
- 4 Star Govt Administrators obtain $100 a day
- 5 Star Govt Administrators obtain $150 a day
- Regional Administrators obtain $200 a day
- 2 Star Regional Administrators obtain $300 a day
- 3 Star Regional Administrators obtain $400 a day
- 4 Star Regional Administrators obtain $650 a day
- 5 Star Regional Administrators obtain $1000 a day
- Nationwide Administrators obtain $1500 a day
- Vice Presidential Administrators obtain $3000 a day
- Presidential Administrators obtain $5000 a day
- Govt Chairmans obtain $10,000 a day
- Nationwide Ambassadors obtain $15,000 a day
Rank Achievement Bonuses
MWR Monetary rewards associates for qualifying at Govt Director by 3 Star Govt Director inside a set timeframe:
- qualify at Govt Director inside 30 days of signing up and obtain $150
- qualify at 2 Star Govt Director inside 60 days of signing up and obtain $450
- qualify at 3 Star Govt Director inside 90 days of signing up and obtain $900
Group Development Bonus
MWR Monetary associates who qualify at 2 Star Govt Director and better obtain a $300 per week Group Development Bonus.
Infinity Management Bonus
MWR Monetary rewards associates who rank at 3 Star Govt Director and better with an Infinity Management Bonus:
- qualify at 3 Star Govt Director and obtain $30
- qualify at 4 Star Govt Director and obtain $40
- qualify at 5 Star Govt Director and obtain $50
- qualify at Regional Director and obtain $60
- qualify at 2 Star Regional Director and obtain $70
- qualify at 3 Star Regional Director and obtain $80
- qualify at 4 Star Regional Director and obtain $90
- qualify at 5 Star Regional Director and obtain $100
- qualify at Nationwide Director and obtain $110
- qualify at Vice Presidential Director and obtain $120
- qualify at Presidential Director and obtain $130
- qualify at Govt Chairman and obtain $140
- qualify at Nationwide Ambassador and obtain $150
The Infinity Management Bonus is a coded recruitment bonus. Which means $150 is paid our per affiliate recruited.
The coded nature of the bonus permits larger ranked MWR Monetary associates to obtain overrides on Infinity Management Bonuses paid out to decrease ranked associates of their downline (the distinction is handed up until the total $150 is paid out).
Becoming a member of MWR Monetary
MWR Monetary affiliate membership is $249.97 after which $149.97 a month.
MWR Monetary Conclusion
The most important adjustments in MWR Monetary since our 2018 overview are:
- the month-to-month price leaping from $40 a month to $149.97
- the compensation plan being streamlined (bonuses eliminated) and
- no retail buyer necessities
Again in 2018 MWR Monetary’s fee qualification standards revolved round Buyer Factors, all of which might be (and have been probably) self-funded.
Now MWR Monetary associates simply want “clients”, which might be themselves and recruited associates.
To be Lively, your Biz Heart have to be present. To be Certified, you have to be Lively with at the least 1 Lively Buyer of which might be your self.
This lends itself to MWR Monetary working as a pyramid scheme.
This has been an issue since 2018;
Rating up within the MWR Monetary compensation plan introduces recruitment requirement and better Buyer Level quantities.
The issue is the upper Buyer Level quantities might be glad by way of recruitment. 2 factors per personally recruited affiliate signed as much as Monetary Edge if I’m not mistaken.
This signing up for Monetary Edge after which recruiting associates who do the identical means an MWR Monetary affiliate can ignore retail altogether.
Right this moment new MWR Monetary associates enroll and pay a month-to-month price. Commissions are paid once they recruit others who do the identical.
Retail commissions can be found however there’s no inherent incentive or requirement to deal with them over recruitment.
MWR Monetary advertising and marketing may additionally lend itself to potential FTC violations.
Reap the benefits of the ONLY membership that may really put extra money in your pocket EVERY month than what it prices to take part!
That’s a quote from MWR Monetary’s web site. If nearly all of MWR Monetary clients aren’t making greater than $149.97 a month by use of subscription providers, this might be construed as deceptive promoting.
In figuring out MWR Monetary as a possible pyramid scheme in 2018, I concluded;
As a prospect MWR Monetary affiliate, attempt paying for Monetary Edge for 3 months earlier than committing as an affiliate.
It’ll price you a similar as an affiliate anyway, so that you’re not dropping something by doing so.
If after three months as a retail subscriber you’re glad you possibly can market Monetary Edge to different retail clients, proceed.
If not… nicely, you’ve your reply.
That also holds true in the present day. If, as per MWR Monetary’s advertising and marketing, you’re not making again greater than $149.97 a month from utilizing their subscription providers, MWR Monetary’s subscription isn’t retail viable.
From a due-diligence perspective that’s one approach to affirm a pyramid scheme, which you’ll wish to keep away from.
